Direct and/or Indirect Health Benefits

The F.A.N.I.MAR operates on a not-for-profit basis with the aim of providing health benefits to its seafaring members as a supplement to the National Health Service. It also provides the same benefits to retired members from whom, depending on the economic resources available over time and with the approval of the General Council, it will charge lower contributions than those payable by active members.

The Fund shall be open to all seafarers working on board national and foreign-flagged ships, in particular, in accordance with the agreements already in force, to masters and chief engineers and to the administrative staff of shipping companies which are signatories to the same agreements or to subsequent agreements.

Reimbursable benefits

Hospital stays with or without surgery
Specialist consultations, diagnostic examinations, and laboratory tests
Dental treatment and prostheses, subject to available funding and as determined from time to time
Fixed therapies
Medicines administered during hospitalisation
Eye prostheses

Main exclusions

as a result of illnesses which existed prior to the conclusion of the contract and which resulted in treatment, hospitalisation or diagnosis;
for the treatment of mental illness and mental disorders in general, including neurotic behaviour;
for therapeutic and voluntary termination of pregnancy;
for the treatment of intoxication resulting from alcohol abuse or the use of narcotics or hallucinogens;
the consequences of war, insurrection, popular uprising in the Italian State, the Vatican City, the Republic of San Marino and, in any case, in the country of residence of the Insured, of aggressions or acts of violence of a political or social nature in which the Insured has voluntarily participated.
as a result of injuries suffered while intoxicated or under the influence of hallucinogenic or narcotic drugs or psychotropic drugs taken for non-therapeutic purposes and as a result of criminal acts committed by the Insured, including those suffered as a result of the Insured's recklessness or negligence, including gross negligence;
cures and interventions to eliminate or correct pre-existing fixed defects or malformations;
occupational diseases as defined by Presidential Decree No. 1124 of 30 June 1965;
therapies for assisted fertility, acquired sterility and/or impotence;
cosmetic treatments (with the exception of reconstructive plastic surgery necessitated by an accident and its treatment), periodontal diseases, dental treatment and prostheses (with the exception of prostheses necessitated by an accident);
expenses for the purchase, maintenance and repair of prosthetic and therapeutic appliances;
the orthopedic use of endoprostheses or arthroprostheses, even if they are used during operations in public or private institutions;
tonsillectomy and adenoidectomy operations on children under the age of 9;
all operations, including laser surgery, to correct vision.

Schemes

Benefit bands and annual contributions

Subscription

The Fund shall be open to all seafarers working on board national and foreign-flagged ships, in particular, in accordance with the agreements already in force, to masters and chief engineers and to the administrative staff of shipping companies which are signatories to the same agreements or to subsequent agreements.

Refund form

Claims follow different procedures depending on the reason for the claim. See the document to check the regulations for access to benefits and the necessary documentation.